Estimate your net proceeds
Enter your numbers. Leave the as-is offer at zero to use a transparent default of price minus repairs minus a market and holding adjustment.
Enter your numbers to calculate.
Seller calculators
Seller Net Proceeds Calculator
See what you actually walk away with after payoff, liens, commission, repairs, and closing costs, and compare a traditional listing against a direct as-is sale. This is a planning tool, not an appraisal or an offer.
Selling or buying soon
A calculator is a starting point. Get a full picture with a direct review of payoff, taxes, title, condition, and timing.
What to compare
A higher list price does not always win. Commission, pre-sale repairs, concessions, and months of carrying cost can close the gap with a fast as-is offer. This tool shows both paths side by side so you can decide on the numbers, not the headline.
How seller net proceeds work
Net proceeds are the sale price minus everything that comes out at or before closing. On a traditional listing that usually means the loan payoff, any liens or back taxes, agent commission, pre-sale repairs, buyer concessions, and closing costs. The headline price is rarely what reaches your account.
A direct as-is sale removes several of those lines. There is no agent commission, no pre-sale repair budget, and many direct buyers cover routine closing costs, so the math is simpler even when the offer is lower. The traditional net shown here also does not subtract the carrying cost of every month a property sits on the market, which is where a faster close often pulls ahead. Use the holding cost calculator to weigh that timing.
Related calculators
Net proceeds FAQs
What is a seller net sheet?
A net sheet is an estimate of what a seller keeps after a sale, starting from the sale price and subtracting payoff, liens, commission, repairs, concessions, and closing costs. It is a planning estimate, not the final closing statement prepared by the title company.
Does a higher sale price always mean more money?
No. A higher price can be offset by commission, pre-sale repairs, concessions, and the carrying cost of extra months on the market. Comparing the net of each path is more useful than comparing the headline price.
What does the as-is path leave out?
A direct as-is sale generally removes agent commission and pre-sale repairs, and many direct buyers cover routine closing costs. That is why a lower as-is offer can still net close to or above a traditional sale after costs and time.
Is this calculator an offer?
No. It is a free planning tool. A real offer follows a review of payoff, title, taxes, condition, and timing. Request an offer review for figures specific to your property.
This calculator is general information for Chicago-area owners, buyers, and investors. It is not legal, tax, lending, appraisal, or brokerage advice, and rates or rules can change. Verify figures with the appropriate professionals before money moves or documents are signed.